Our Services
Real Estate Developers and Investors
We specialize in providing comprehensive coverage tailored to the unique needs of real estate developers and investors, spanning projects of all scales—from individual ventures to large-scale Real Estate Investment Trust (REIT) or syndication projects. Recognizing the distinct challenges in the real estate landscape, we offer customized insurance solutions that address the intricacies of development and investment. Whether you're involved in a single property venture or managing a diverse portfolio, our experienced team is dedicated to crafting insurance programs that offer the right protection for your assets. Partner with us to navigate the complexities of risk management, ensuring your real estate projects are safeguarded at every stage
Hospitality
At Innovisure, we don't leave your business placement to chance. Whether you boast a flawless claims history or a more active one, we offer affordable and comprehensive solutions. Our coverage extends to various establishments, encompassing Entertainment, High Alcohol Sales, Dancing, Security Guards, and more. We provide a suite of insurance options, including Commercial General Liability, Liquor Liability, Assault & Battery, Commercial Property, Employment Practices Liability (EPLI), Workers Compensation, Commercial Auto, and beyond. Rest assured, your business is fully protected with us.
Earthquake and DIC
We provide comprehensive earthquake insurance and Difference in Conditions (DIC) coverage designed to protect both commercial and personal properties. Earthquakes can strike without warning, leaving significant damage in their wake, and standard policies often exclude this type of coverage. Our tailored solutions help safeguard your assets from seismic risks while addressing critical gaps in traditional insurance, giving you peace of mind and financial protection for what matters most.
Homeowners
Our thorough examination of your real estate assets aims to develop a personalized risk solution for your upscale properties, aligning with your specific risk tolerance and thresholds. Recognizing the unique aspects of each property, we are equipped to design customized plans that address individual risks, incorporating real marketplace data. Whether your residence is situated anywhere, our approach involves tailoring strategies to comprehend insurance costs and implement mitigation strategies, ultimately reducing the long-term expenses associated with homeownership.
Non Standard Risks
Our agency brings deep expertise in navigating the excess and surplus lines market, a critical space for accounts that fall outside the admitted insurance world. With years of experience and a strong understanding of this rapidly evolving market, we specialize in finding creative and effective solutions for complex risks. As climate change, increasing litigation, and global uncertainties drive unprecedented demand for non-admitted coverage, we are committed to providing tailored protection for unique and challenging exposures. Our proactive approach ensures that your risks are managed with precision and confidence in this dynamic environment.
Builders Risk
We provide builders risk insurance to protect buildings under renovation or ground-up construction. This specialized coverage safeguards against risks like fire, theft, vandalism, and weather damage during the course of the project, ensuring your investment is protected from unexpected setbacks until completion.
Contractors
Every project in the construction industry carries inherent risks for contractors. Accidents, equipment malfunctions, project modifications, and deadline extensions are common challenges. Lawsuits stemming from these issues can jeopardize your business and personal finances. Therefore, minimizing risk is paramount for contractors. Whether handling small or large projects, residential or commercial work, those in the construction sector rely on Contractor’s insurance for security. Given the slim profit margins on most jobs, this insurance can be tailored to fit within budgets, offering flexibility to cover the most crucial aspects for you and your company.
Cyber
Today, cybercrime has become a real concern for successful individuals. Fortunately, we can provide excellent coverage that protects you and your family from losses caused by cybercrime and related fraud – and even offers assistance for recovery to normalcy after you have been victimized.
Professional Liability
We offer specialized professional liability insurance designed for contractors, architects, and engineers. This essential coverage protects against claims of errors, omissions, or negligence that may arise from your professional services. Whether it’s a design flaw, a missed detail, or a client dispute, our tailored solutions help safeguard your business from financial losses and legal challenges, allowing you to focus on delivering exceptional work with confidence.
